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THE WHOLE ARTICLE:
Is Online
ordering really safe? By Scott Radin www.webpros99.com, online shopping
consultant to Channel 2 News, Buffalo, NY.
Is it safe?
My company currently represents over 30 Internet companies. In developing
these companies, I have done thousands of hours in research.
There are various levels of security (or non-security), but for the benefit
of your readers I will only touch on the most widely used forms of online
order placement.
First it is
important that we define security. In laymen's terms, a properly secured
site "encrypts" data as it is being transferred. In theory, this means the
information
is transferred into security coding then decoded by the host. Is it fail
proof? No, but neither is any other form of data transfer like ATM's, faxes,
and credit report inquiries.
When you are
shopping online it is first important that you determine if an order is
going to be processed with a secure method of data transfer. Second it is
important
that the web site clearly outlines their "Security and Privacy" policy.
Lastly, and I emphasize this point, the site should clearly reflect their
location, phone number,
and email address.
Thus, when
you are shopping on a site, I recommend the following steps in the order
as I have placed them.
1. Even before
shopping, attempt to locate their contact information. If you do not find
a location, phone number, and email address, then move on to a new web site.
Don't mistake a P.O. Box as an address!
2. If the
contact information is found, then look for a "Privacy" or "Security and
Privacy" statement. If found, take a couple of minutes to read it and make
sure you can
live with its terms. If not you will find that your personal information
may be shared or sold…legally. If you can't find such a statement or you
don't agree with the terms
of said statement, then move on to a new web site.
3. If all
the above is satisfactory, move on; shop and begin placing your order. By
the time it comes to enter any personal information, you need to make sure
the page is secure.
How? There are a few ways. Some browsers may show you the security information
as you enter. If not, the address on the address bar should start with
https://
not http://.
Lastly, the page should show an icon (a gold padlock) that reflects a secure
page. If you find this icon, take thirty seconds to click on it. A window
will open showing
the secure certificate information. Make sure the certificate is still active.
If the site is not secure or the certificate is not active, then move on
to another web site.
Now, many
have told me that they would never shop online. It is not safe. Well, if
a site is not secure then, no. It is not safe. But if a site is properly
secured,
then shopping online is safer than shopping in the mall or eating n a restaurant.
Why do you ask? Think about it. You are in a department store and pay for
your new sweater
with you VISA card. You sign the slip and off you go. Similarly, you pay
for dinner with you MASTER card. Your hard copy stays behind, usually in
an unsecured area for hours.
Where is the security? Any employee or passerby could get your information.
Now consider
the processing online. Your information is coded and received by someone
who has a vested interest in the store you shopped in. Basically,
the information is sealed and only accessible by one or two people.
For instance,
on all of the e-commerce sites we manage, orders are received by that company's
manager and by me, for backup purposes only.
There is no copy sitting around for others to see. Our clients, and we take
this security seriously.
Thus, shopping
online through a properly secured site is safer than conventional means.
In conclusion,
I wish to express my hope that you follow my steps toward security. It is
not something to take a chance on. Shopping online is very safe if you understand
what you are doing. Let's face it; there are hundreds of sites looking to
rip you off if you do not know what you are doing. There are millions of
sites that wish nothing more
than to make your online shopping experience a successful one. Know the
difference.
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